This card features the Lovely As A Tree Stamp Set from Stampin' Up!.   

Link to My Stampin' Up! Store 

The standard size Bottom Mat for this first card was cut from Night of Navy CS,  and embossed using the Evergreen Forest Embossing Folder.  I attached a piece of Silver Metallic Edged White Ribbon across the center of this mat.

The smaller Top Mat was cut from Whisper White CS and then lightly colored using some homemade curved masks and Blending Brushes.  

I used Gray Granite Ink to shade the all the lower "snow banks".   Working my way from top to bottom.

Then with the top snow bank mask in place, I used with Seaside Spray,  Misty Moonlight and Blueberry Bushel Inks to color the "sky".

Then I covered the next lower "snow bank" with a mask and stamped the trees using Basic Gray Ink.

And then I covered one of the lower "snow banks" and stamped the large pine tree from the featured set using Night of Navy Ink.

The sentiment is from the Star of Light Stamp Set and was stamped directly onto the card using Misty Moonlight Ink.

This piece was layered onto a Gray Granite Mat and then the complete top piece was popped up with Dimensionals.

This card was CASE'd from one I saw on Pinterest made by Diane Malcor.