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I pulled the water-colored top piece with tones of Bermuda Bay and Pool Party Inks from one of my "stashes" and began by stamping the single magnolia bud randomly as shown using Versamark Ink. Then I sprinkled White Embossing Powder, flicked off the excess, and used my Heat Tool to melt the powder.
I colored the flower petals with Pool Party and Bermuda Bay Stampin' Blend Sets and then trimmed the piece with one of the Rectangle Stitched Framelits Dies.
Next I cut a piece of Coastal Cabana CS (standard top mat size 5"x 3-3/4") and a piece of Bermuda Bay CS (standard bottom mat size 5-1/4" x 4"). I embossed the Coastal Cabana mat using the Quilted Top Embossing Folder. I attached the 3 colored pieces together using Tape Runner and wrapped a piece of White Woven Ribbon around the 3 pieces. Then I attached all the pieces using Tape Runner to a White Card Base.
The sentiment is from the By The Bay Stamp Set and was stamped in Bermuda Bay Ink on a srcrap of Whisper White CS, cut out with a die from the Smooth Sailing Die Set, and popped up with Dimensionals as shown.